May 15, 2021
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Insurance company
Daughter had SWBC insurance on her car. I got a letter to The Estate of her today. Love how it starts out with the deepest condolences. Then "we have received the death certificate in consideration of the life benefits of the loan....pending review. Next paragraph, Credit Union may require regular, continuing loan payments during our evaluation. Please check with them....
No human signed it, cc to Credit Union. Then in bold at the bottom: Please be advised that this acknowledgement letter does not guarantee availability of benefit coverage or approval of claim benefits.
Could it be they want me to pay on the loan so they have less to pay out? It is upsetting to me as when they had called and asked if I had any payment book I told them no I do believe she paid online and of course I have no access to her account. The Credit Union is the first person I called so they could do whatever they had to do. They never said then or yet that I had to take on car payments.
Already I have made over $1,000 in property tax, over $500 insurance on house and car and have picked up the utilities on the house. I have paid over $1,000 to have the house cleared as she was a hoarder and did not fix anything. I paid over $300 just to get AC and heat serviced, $250 cleaning, $300 to have the rug hauled off, plus $96 for a new toilet, $130 to clear the tub drain. The house will have to sell 'as is'.
When she lost her job years ago she dipped into her 401 K and the IRS went after her. She was still paying them so off went a check for over $1,000 that if I read right is all she had left.
I can't afford her car, I can't drive it either. A 2018 Chrysler 300. Her new phone was leased and I am not paying that thousand dollars either. Tina talked to them today and I'm forgetting what she is going to do, she has the phone. T-Mobile has not cancelled daughters account yet and they should have.
Probate will probably take at least 2 months due to the back log from Pandemic. So I can put the house on the market but won't be able to close. Alice (realtor) told me if I don't pay on the car they can repossess it and I won't get the insurance. Hey it doesn't look like I will any way.
Comments (11)
Mary I don't know that cats have the capacity to grieve. She is doing fine and Mr.Grey only wants to play with her at certain times of day and she doesn't play like he does. I have diverted his attention by rolling the balls when I round them up.
Poor baby Sparkle, is she grieving? I hope Mr Grey isn't jealous.
Mary Sparkle is her cat and she never left the house was hiding. I trapped her and have her and she isn't hiding in closets here. She sleeps on my shoulder at night and if I get up to the bathroom she doesn't move, I have to curl around her. lol
Whatever happen to Tony? Is that Carrisa's cat? Did he finally come home?
Mary I'm not so sure about a strong mind.
Taking into account the emotional upheaval and loss you're experiencing, you're doing a splendid job of getting your daughter's affairs in order. God's given you a strong character and mind. Your daughter would be proud and thankful for her mother.
I am so sorry to hear, along with your grief, you have so many financial matters to take care of Bonnie. I hope you have people to help and advise you as am sure quite overwhelming. Take care of yourself and know others are holding you in their thoughts.
It is to early Jackie as some spackling needs done and we wanted to wait for some showings and probate.
sasha I already told them to close it.
Is it possible to turn off the utilities since the house is empty anyways? That's all a lot of financial stuff to deal with when you're also dealing with grief. I hope you can get things straightened out soon.
That’s a lot to deal with. I’m so sorry you’re going through that. You’re going to need to call T Mobile to deactivate the line or it’ll keep charging, go delinquent then to collections.
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